According to the U.S. Department of Labor’s Occupational Safety and Health Administration, employers pay almost $1 billion per week for direct workers’ compensation costs alone – both direct (like, workers’ compensation payments, medical expenses, and legal fees) and indirect (training replacement employees, accident investigation, implementing corrective measures, lost productivity, and costs associated with lower employee morale and absenteeism).
First Choice Casualty Insurance Company has partnered with the Metro Chamber to provide its members with this required insurance product. With excellent customer service, First Choice ensures that your workers compensation insurance program is loss control oriented, helps you comply with all state laws, is easy to understand and offers highly competitive rates as compared to other carriers in the local market. It offers online bill payment access, claims information, safety planning, and loss control services. First Choice also works proactively with injured employees to reduce the severity of minimal incidents and to speed their recovery so they can quickly return to the workplace. In addition, it performs loss control services to help avoid injuries by encouraging a safe workplace.
Administered by Chamber Insurance & Benefits, LLC, this program has attractive benefits for Metro Chamber members that qualify. These include a five percent discount on First Choice base rates for members. Included in the program are also loss control services, safety training, superior claims handling practices and locally handled personalized service.